Why your payment modernization is backwards
Most banks modernize core-first and treat compliance as the finish line. With Fedwire going ISO 20022-native in July 2025, that order is exactly backwards - compliance is the foundation, not the finish.
More Notes (Page 11)
Building a RAG pipeline that processes documents with incremental updates
A build note from a RAG document system tested on real content. The retrieval was the easy part; the document lifecycle - incremental add/delete and domain separation - was the real work.
SWIFT vs Ripple: Evolution, Not Revolution in Cross-Border Payments
The headlines say XRP and RLUSD will replace SWIFT. The likelier path is evolution, not revolution - a hybrid book where each rail earns the job it is actually good at.
The Hidden AI Revolution in Banking
The AI opportunity in banking is not another chat window. It is a decision layer that chooses the right payment path before money moves.