Real-time payments break your treasury org chart before they break your tech
Your real-time rails settle in fifteen seconds. Your treasury org chart was built around an end-of-day cutoff. The gap between them is where the next reconciliation loss lives, and it shows up in three roles - cash positioning, exception ops, and intraday risk - long before it shows up in the tech stack.
Lead essay
Start here when you want the current Doric argument instead of a chronological archive.
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